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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,335 | $162,136-84.4% | $152,301-83.4% | $154,746-83.6% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 19.59% | 91.02%-71.4pp | 80.50%-60.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $2,826 | $4,890-42.2% | $4,624-38.9% | $4,379-35.5% |
| Participant deferral / active EE | $5,844 | $8,341-29.9% | $8,004-27.0% | $6,730-13.2% |
| Admin fee / account holder | $363 | $15,759-97.7% | $14,398-97.5% | $14,365-97.5% |