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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,675 | $68,398-6.9% | $94,664-32.7% | $75,173-15.3% |
| Participation rate | 73.3% | 76.1%-2.7pp | 80.8%-7.5pp | 67.2%+6.1pp |
| Annual return | 20.19% | 616.72%-596.5pp | 156.84%-136.7pp | 160.72%-140.5pp |
| Employer contribution / active EE | $6,985 | $2,701+158.6% | $3,673+90.2% | $2,671+161.5% |
| Participant deferral / active EE | $8,840 | $6,537+35.2% | $7,417+19.2% | $4,126+114.2% |
| Admin fee / account holder | $2,938 | $5,324-44.8% | $7,222-59.3% | $5,651-48.0% |