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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,442 | $136,860+1.2% | $120,344+15.0% | $154,746-10.5% |
| Participation rate | 90.0% | 79.9%+10.1pp | 76.7%+13.3pp | 80.7%+9.3pp |
| Annual return | -0.34% | 21.38%-21.7pp | 20.30%-20.6pp | 172.34%-172.7pp |
| Employer contribution / active EE | $990 | $3,533-72.0% | $3,020-67.2% | $4,379-77.4% |
| Participant deferral / active EE | $6,738 | $5,793+16.3% | $5,135+31.2% | $6,730+0.1% |
| Admin fee / account holder | $34,643 | $15,393+125.1% | $12,742+171.9% | $14,365+141.2% |