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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,750 | $91,537-58.8% | $130,045-71.0% | $75,173-49.8% |
| Participation rate | 68.4% | 71.5%-3.0pp | 78.5%-10.1pp | 67.2%+1.2pp |
| Annual return | 17.41% | -631.55%+649.0pp | -137.30%+154.7pp | 160.72%-143.3pp |
| Employer contribution / active EE | $1,770 | $2,845-37.8% | $4,321-59.0% | $2,671-33.7% |
| Participant deferral / active EE | $3,755 | $4,343-13.5% | $5,820-35.5% | $4,126-9.0% |
| Admin fee / account holder | $659 | $6,780-90.3% | $10,600-93.8% | $5,651-88.3% |