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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,007 | $49,896+4.2% | $80,627-35.5% | $75,173-30.8% |
| Participation rate | 26.9% | 55.3%-28.5pp | 67.0%-40.1pp | 67.2%-40.3pp |
| Annual return | 19.41% | 34.67%-15.3pp | 936.76%-917.4pp | 160.72%-141.3pp |
| Employer contribution / active EE | $870 | $1,699-48.8% | $2,723-68.1% | $2,671-67.4% |
| Participant deferral / active EE | $1,938 | $2,992-35.2% | $4,443-56.4% | $4,126-53.0% |
| Admin fee / account holder | $1,591 | $3,578-55.5% | $5,381-70.4% | $5,651-71.8% |