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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,023 | $171,867+1.8% | $149,721+16.9% | $147,586+18.6% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 12.38% | 2113.36%-2101.0pp | 1501.67%-1489.3pp | 578.59%-566.2pp |
| Employer contribution / active EE | $15,531 | $6,275+147.5% | $5,444+185.3% | $4,876+218.5% |
| Participant deferral / active EE | $11,466 | $7,270+57.7% | $6,568+74.6% | $5,439+110.8% |
| Admin fee / account holder | $47,702 | $13,799+245.7% | $11,282+322.8% | $10,886+338.2% |