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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,734 | $175,231+29.4% | $149,696+51.5% | $139,466+62.6% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 21.10% | 166.77%-145.7pp | 134.46%-113.4pp | 373.66%-352.6pp |
| Employer contribution / active EE | $1,576 | $5,478-71.2% | $4,821-67.3% | $4,754-66.8% |
| Participant deferral / active EE | $6,750 | $6,521+3.5% | $5,682+18.8% | $6,712+0.6% |
| Admin fee / account holder | $3,227 | $16,155-80.0% | $13,212-75.6% | $11,409-71.7% |