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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,283 | $162,136+39.6% | $152,301+48.6% | $154,746+46.2% |
| Participation rate | 68.8% | 84.1%-15.4pp | 82.4%-13.7pp | 80.7%-12.0pp |
| Annual return | 15.66% | 91.02%-75.4pp | 80.50%-64.8pp | 172.34%-156.7pp |
| Employer contribution / active EE | $3,538 | $4,890-27.7% | $4,624-23.5% | $4,379-19.2% |
| Participant deferral / active EE | $8,813 | $8,341+5.7% | $8,004+10.1% | $6,730+30.9% |
| Admin fee / account holder | $60 | $15,759-99.6% | $14,398-99.6% | $14,365-99.6% |