Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,352 | $72,404-40.1% | $110,243-60.7% | $64,173-32.4% |
| Participation rate | 51.5% | 73.3%-21.8pp | 79.8%-28.3pp | 69.6%-18.1pp |
| Annual return | -8.85% | -6.29%-2.6pp | 314.76%-323.6pp | 7.63%-16.5pp |
| Employer contribution / active EE | $1,387 | $2,282-39.2% | $3,827-63.8% | $2,381-41.8% |
| Participant deferral / active EE | $3,599 | $3,469+3.7% | $4,672-23.0% | $3,470+3.7% |
| Admin fee / account holder | $1,682 | $5,664-70.3% | $8,548-80.3% | $4,887-65.6% |