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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,035 | $110,240-31.9% | $96,544-22.3% | $139,487-46.2% |
| Participation rate | 81.8% | 78.1%+3.7pp | 76.0%+5.8pp | 80.3%+1.5pp |
| Annual return | 18.92% | 26.41%-7.5pp | 25.88%-7.0pp | 373.84%-354.9pp |
| Employer contribution / active EE | $3,612 | $3,622-0.3% | $2,966+21.8% | $4,755-24.0% |
| Participant deferral / active EE | $14,151 | $5,549+155.0% | $4,851+191.7% | $6,713+110.8% |
| Admin fee / account holder | $7,932 | $11,602-31.6% | $8,254-3.9% | $11,407-30.5% |