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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,297 | $226,105-74.2% | $182,540-68.1% | $152,897-61.9% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.0%+2.0pp | 82.5%-2.5pp |
| Annual return | 22.28% | 192.58%-170.3pp | 148.58%-126.3pp | 345.43%-323.2pp |
| Employer contribution / active EE | $4,764 | $4,978-4.3% | $4,076+16.9% | $4,7640% |
| Participant deferral / active EE | $10,871 | $6,370+70.7% | $5,525+96.7% | $5,851+85.8% |
| Admin fee / account holder | $2,154 | $10,706-79.9% | $8,593-74.9% | $11,599-81.4% |