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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,608 | $289,211-30.3% | $260,467-22.6% | $198,609+1.5% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 12.02% | 112.90%-100.9pp | 100.60%-88.6pp | 202.70%-190.7pp |
| Employer contribution / active EE | $6,652 | $4,663+42.7% | $4,239+57.0% | $5,055+31.6% |
| Participant deferral / active EE | $12,162 | $6,812+78.5% | $6,319+92.4% | $6,977+74.3% |
| Admin fee / account holder | $10,524 | $16,236-35.2% | $15,461-31.9% | $19,030-44.7% |