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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,608 | $180,749+11.5% | $160,784+25.4% | $137,256+46.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 12.02% | 2234.46%-2222.4pp | 1803.92%-1791.9pp | 220.34%-208.3pp |
| Employer contribution / active EE | $6,652 | $4,155+60.1% | $3,733+78.2% | $4,156+60.1% |
| Participant deferral / active EE | $12,162 | $6,844+77.7% | $6,293+93.3% | $6,407+89.8% |
| Admin fee / account holder | $10,524 | $10,397+1.2% | $9,717+8.3% | $12,270-14.2% |