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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,338 | $26,137+4.6% | $58,561-53.3% | $74,460-63.3% |
| Participation rate | 7.8% | 32.2%-24.4pp | 50.9%-43.1pp | 70.7%-63.0pp |
| Annual return | 29.43% | 32.53%-3.1pp | 4251.33%-4221.9pp | 34.38%-4.9pp |
| Employer contribution / active EE | $200 | $537-62.8% | $1,053-81.0% | $2,638-92.4% |
| Participant deferral / active EE | $415 | $1,076-61.4% | $1,923-78.4% | $4,530-90.8% |
| Admin fee / account holder | $1,387 | $648+114.0% | $2,520-45.0% | $348+298.7% |