Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,170 | $180,462-82.7% | $154,111-79.8% | $135,379-77.0% |
| Participation rate | 45.0% | 87.4%-42.4pp | 83.0%-38.0pp | 82.6%-37.6pp |
| Annual return | -9.64% | 888.17%-897.8pp | 735.18%-744.8pp | 519.79%-529.4pp |
| Employer contribution / active EE | $1,156 | $6,036-80.8% | $5,298-78.2% | $4,779-75.8% |
| Participant deferral / active EE | $3,528 | $5,806-39.2% | $5,081-30.6% | $5,609-37.1% |
| Admin fee / account holder | $703 | $16,145-95.6% | $13,411-94.8% | $10,828-93.5% |