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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,766 | $72,177-83.7% | $115,038-89.8% | $59,633-80.3% |
| Participation rate | 78.3% | 72.6%+5.8pp | 81.4%-3.1pp | 68.7%+9.6pp |
| Annual return | 19.47% | 12.02%+7.4pp | 26.14%-6.7pp | 2041.45%-2022.0pp |
| Employer contribution / active EE | $723 | $2,841-74.5% | $4,608-84.3% | $2,203-67.2% |
| Participant deferral / active EE | $3,046 | $4,783-36.3% | $6,026-49.4% | $3,192-4.5% |
| Admin fee / account holder | $541 | $4,927-89.0% | $8,175-93.4% | $4,297-87.4% |