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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,284 | $165,381-61.7% | $149,730-57.7% | $158,966-60.2% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 6.88% | 348.29%-341.4pp | 276.70%-269.8pp | 302.95%-296.1pp |
| Employer contribution / active EE | $3,769 | $5,104-26.2% | $4,645-18.9% | $4,762-20.9% |
| Participant deferral / active EE | $8,174 | $7,182+13.8% | $6,843+19.5% | $5,983+36.6% |
| Admin fee / account holder | $660 | $10,809-93.9% | $9,310-92.9% | $11,250-94.1% |