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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,578 | $77,816-51.7% | $123,552-69.6% | $64,173-41.4% |
| Participation rate | 98.4% | 74.7%+23.6pp | 82.3%+16.1pp | 69.6%+28.8pp |
| Annual return | -9.18% | 12.49%-21.7pp | 119.20%-128.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,297 | $3,014-23.8% | $4,628-50.4% | $2,381-3.5% |
| Participant deferral / active EE | $6,633 | $5,240+26.6% | $6,426+3.2% | $3,470+91.2% |
| Admin fee / account holder | $1,476 | $5,519-73.3% | $9,285-84.1% | $4,887-69.8% |