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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,802 | $106,008-66.2% | $92,240-61.2% | $147,586-75.7% |
| Participation rate | 68.4% | 80.4%-12.0pp | 76.5%-8.1pp | 82.8%-14.4pp |
| Annual return | 20.94% | 50.05%-29.1pp | 176.29%-155.3pp | 578.59%-557.6pp |
| Employer contribution / active EE | $2,652 | $4,333-38.8% | $3,680-27.9% | $4,876-45.6% |
| Participant deferral / active EE | $4,725 | $4,478+5.5% | $3,897+21.3% | $5,439-13.1% |
| Admin fee / account holder | $150 | $6,333-97.6% | $5,194-97.1% | $10,886-98.6% |