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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $29,413 |
WOODBURY FINANCIAL SERVICES7+ years Service code 27 · EIN 41-0944586 | Advisory (Plan) | $21,960 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,048 | $105,200-38.2% | $159,474-59.2% | $85,847-24.2% |
| Participation rate | 95.7% | 75.8%+19.9pp | 82.8%+12.9pp | 69.3%+26.4pp |
| Annual return | 12.90% | 45.08%-32.2pp | 263.68%-250.8pp | 318.61%-305.7pp |
| Employer contribution / active EE | $3,775 | $3,319+13.7% | $4,831-21.9% | $2,565+47.1% |
| Participant deferral / active EE | $7,471 | $5,946+25.7% | $7,353+1.6% | $3,952+89.0% |
| Admin fee / account holder | $347 | $6,934-95.0% | $10,802-96.8% | $6,261-94.5% |