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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,860 | $138,076-17.5% | $123,553-7.8% | $135,380-15.9% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -12.99% | 153.70%-166.7pp | 119.21%-132.2pp | 519.81%-532.8pp |
| Employer contribution / active EE | $10,253 | $5,152+99.0% | $4,628+121.5% | $4,779+114.5% |
| Participant deferral / active EE | $9,633 | $6,800+41.7% | $6,426+49.9% | $5,609+71.7% |
| Admin fee / account holder | $919 | $10,917-91.6% | $9,284-90.1% | $10,828-91.5% |