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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,324 | $209,422-42.1% | $178,503-32.0% | $158,982-23.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 4.63% | 188.81%-184.2pp | 151.12%-146.5pp | 302.99%-298.4pp |
| Employer contribution / active EE | $4,832 | $5,707-15.3% | $5,011-3.6% | $4,763+1.5% |
| Participant deferral / active EE | $9,732 | $5,955+63.4% | $5,202+87.1% | $5,983+62.7% |
| Admin fee / account holder | $131,134 | $17,079+667.8% | $13,987+837.5% | $11,252+1065.5% |