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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,665 | $110,379-75.8% | $102,412-74.0% | $145,884-81.7% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-18.9pp | 80.3%-24.7pp |
| Annual return | 10.39% | 24.84%-14.4pp | 24.94%-14.5pp | 551.85%-541.5pp |
| Employer contribution / active EE | $1,646 | $4,216-61.0% | $3,870-57.5% | $4,662-64.7% |
| Participant deferral / active EE | $4,170 | $5,622-25.8% | $5,060-17.6% | $6,690-37.7% |
| Admin fee / account holder | $17,856 | $9,745+83.2% | $8,388+112.9% | $13,392+33.3% |