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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,351 | $176,105-32.8% | $159,474-25.8% | $167,536-29.4% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 13.91% | 331.91%-318.0pp | 263.68%-249.8pp | 478.82%-464.9pp |
| Employer contribution / active EE | $4,933 | $5,299-6.9% | $4,831+2.1% | $4,839+1.9% |
| Participant deferral / active EE | $11,961 | $7,751+54.3% | $7,353+62.7% | $6,342+88.6% |
| Admin fee / account holder | $6,840 | $12,559-45.5% | $10,802-36.7% | $12,315-44.5% |