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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,411 | $73,863-41.2% | $143,797-69.8% | $68,490-36.6% |
| Participation rate | 65.4% | 66.7%-1.3pp | 80.3%-14.9pp | 67.9%-2.5pp |
| Annual return | -17.39% | 0.91%-18.3pp | -0.04%-17.4pp | -7.85%-9.5pp |
| Employer contribution / active EE | $1,121 | $3,185-64.8% | $4,952-77.4% | $2,597-56.8% |
| Participant deferral / active EE | $5,275 | $3,385+55.8% | $5,638-6.5% | $4,028+31.0% |
| Admin fee / account holder | $91 | $5,756-98.4% | $14,679-99.4% | $5,403-98.3% |