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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,668 | $92,219-83.0% | $76,767-79.6% | $135,380-88.4% |
| Participation rate | 93.8% | 79.8%+14.0pp | 77.0%+16.8pp | 82.6%+11.1pp |
| Annual return | -4.45% | 5.46%-9.9pp | 2.43%-6.9pp | 519.81%-524.3pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,873 | $4,508-58.5% | $3,852-51.4% | $5,609-66.6% |
| Admin fee / account holder | $10,765 | $10,749+0.2% | $6,675+61.3% | $10,828-0.6% |