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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,016 | $98,766-29.1% | $149,730-53.2% | $79,852-12.3% |
| Participation rate | 77.6% | 75.8%+1.8pp | 82.5%-4.9pp | 69.6%+7.9pp |
| Annual return | 11.93% | 27.43%-15.5pp | 276.70%-264.8pp | 31.72%-19.8pp |
| Employer contribution / active EE | $2,001 | $3,217-37.8% | $4,645-56.9% | $2,471-19.0% |
| Participant deferral / active EE | $3,555 | $5,681-37.4% | $6,843-48.1% | $3,740-5.0% |
| Admin fee / account holder | $3,439 | $6,052-43.2% | $9,310-63.1% | $5,306-35.2% |