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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,319 | $167,533+158.1% | $151,645+185.1% | $134,545+221.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.57% | 7.81%-30.4pp | 3.34%-25.9pp | 418.37%-440.9pp |
| Employer contribution / active EE | $13,078 | $6,828+91.5% | $6,165+112.1% | $4,742+175.8% |
| Participant deferral / active EE | $8,000 | $8,985-11.0% | $8,363-4.3% | $6,401+25.0% |
| Admin fee / account holder | $20 | $13,781-99.9% | $11,614-99.8% | $11,431-99.8% |