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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,114 | $60,128+26.6% | $90,440-15.8% | $79,852-4.7% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 16.82% | 71.95%-55.1pp | 1294.38%-1277.6pp | 31.72%-14.9pp |
| Employer contribution / active EE | $3,858 | $2,068+86.5% | $3,263+18.2% | $2,471+56.1% |
| Participant deferral / active EE | $2,672 | $2,939-9.1% | $3,964-32.6% | $3,740-28.6% |
| Admin fee / account holder | $2,705 | $3,977-32.0% | $5,615-51.8% | $5,306-49.0% |