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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,953 | $72,177+12.2% | $115,038-29.6% | $59,633+35.8% |
| Participation rate | 59.7% | 72.6%-12.9pp | 81.4%-21.7pp | 68.7%-9.0pp |
| Annual return | 1.54% | 12.02%-10.5pp | 26.14%-24.6pp | 2041.45%-2039.9pp |
| Employer contribution / active EE | $2,158 | $2,841-24.1% | $4,608-53.2% | $2,203-2.0% |
| Participant deferral / active EE | $4,208 | $4,783-12.0% | $6,026-30.2% | $3,192+31.9% |
| Admin fee / account holder | $2,271 | $4,927-53.9% | $8,175-72.2% | $4,297-47.1% |