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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,372 | $72,177-82.9% | $115,038-89.2% | $59,633-79.3% |
| Participation rate | 76.6% | 72.6%+4.0pp | 81.4%-4.8pp | 68.7%+7.9pp |
| Annual return | 0.58% | 12.02%-11.4pp | 26.14%-25.6pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $1,596 | $2,841-43.8% | $4,608-65.4% | $2,203-27.6% |
| Participant deferral / active EE | $2,610 | $4,783-45.4% | $6,026-56.7% | $3,192-18.2% |
| Admin fee / account holder | $2,933 | $4,927-40.5% | $8,175-64.1% | $4,297-31.7% |