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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,089 | $185,883+110.9% | $170,043+130.6% | $139,466+181.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.49% | 60.54%-50.1pp | 53.40%-42.9pp | 373.66%-363.2pp |
| Employer contribution / active EE | $16,297 | $7,596+114.5% | $6,790+140.0% | $4,754+242.8% |
| Participant deferral / active EE | $10,213 | $11,626-12.2% | $10,410-1.9% | $6,712+52.2% |
| Admin fee / account holder | $3 | $15,393-100.0% | $12,824-100.0% | $11,409-100.0% |