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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,258 | $57,590-82.2% | $86,233-88.1% | $82,448-87.6% |
| Participation rate | 79.4% | 57.9%+21.5pp | 69.0%+10.4pp | 68.1%+11.3pp |
| Annual return | 3.19% | 22.41%-19.2pp | 61.39%-58.2pp | 41.64%-38.5pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,653 | $3,080+18.6% | $4,559-19.9% | $4,139-11.8% |
| Admin fee / account holder | $1,050 | $4,730-77.8% | $8,342-87.4% | $7,234-85.5% |