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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,159 | $228,352-53.1% | $185,835-42.3% | $158,966-32.6% |
| Participation rate | 50.0% | 82.3%-32.3pp | 78.0%-28.0pp | 82.0%-32.0pp |
| Annual return | 17.24% | 40.81%-23.6pp | 35.96%-18.7pp | 302.95%-285.7pp |
| Employer contribution / active EE | $1,922 | $4,967-61.3% | $4,087-53.0% | $4,762-59.7% |
| Participant deferral / active EE | $11,469 | $6,416+78.7% | $5,633+103.6% | $5,983+91.7% |
| Admin fee / account holder | $30 | $11,867-99.7% | $9,502-99.7% | $11,250-99.7% |