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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,380 | $97,648-59.7% | $121,663-67.6% | $87,485-55.0% |
| Participation rate | 94.6% | 70.5%+24.1pp | 74.5%+20.1pp | 68.9%+25.7pp |
| Annual return | 11.67% | 18.03%-6.4pp | 147.54%-135.9pp | 26.06%-14.4pp |
| Employer contribution / active EE | $3,590 | $2,300+56.0% | $3,020+18.9% | $2,596+38.3% |
| Participant deferral / active EE | $6,783 | $3,923+72.9% | $4,887+38.8% | $4,274+58.7% |
| Admin fee / account holder | $3,427 | $11,100-69.1% | $14,289-76.0% | $7,775-55.9% |