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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,380 | $94,031-58.1% | $115,768-66.0% | $82,448-52.2% |
| Participation rate | 94.6% | 70.4%+24.2pp | 74.4%+20.2pp | 68.1%+26.5pp |
| Annual return | 11.67% | 20.61%-8.9pp | 100.46%-88.8pp | 41.64%-30.0pp |
| Employer contribution / active EE | $3,590 | $2,323+54.5% | $2,940+22.1% | $2,551+40.7% |
| Participant deferral / active EE | $6,783 | $3,972+70.8% | $4,917+38.0% | $4,139+63.9% |
| Admin fee / account holder | $3,427 | $10,249-66.6% | $12,439-72.4% | $7,234-52.6% |