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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,380 | $109,620-64.1% | $148,496-73.5% | $94,015-58.1% |
| Participation rate | 94.6% | 71.3%+23.3pp | 76.0%+18.6pp | 70.8%+23.8pp |
| Annual return | 11.67% | 17.54%-5.9pp | 12.33%-0.7pp | 17.84%-6.2pp |
| Employer contribution / active EE | $3,590 | $2,618+37.1% | $3,497+2.6% | $2,790+28.7% |
| Participant deferral / active EE | $6,783 | $3,831+77.1% | $4,808+41.1% | $4,249+59.6% |
| Admin fee / account holder | $3,427 | $10,050-65.9% | $19,547-82.5% | $8,951-61.7% |