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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC10+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 17 · EIN 13-2638166 | Pension Consulting | $59,566 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $24,229 |
Service code 10 · EIN 45-5297192 | Accounting | $13,000 |
ASCENSUS LLC3 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $9,840 |
Filed as: TRANSAMERICA TRUST COMPANY Service code 21 · EIN 42-0947998 | Bank Trustee | $167 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,731 | $55,437+126.8% | $155,534-19.2% | $74,459+68.9% |
| Participation rate | 87.6% | 61.9%+25.7pp | 78.2%+9.4pp | 67.2%+20.4pp |
| Annual return | 12.89% | 269.58%-256.7pp | 64.92%-52.0pp | 1369.70%-1356.8pp |
| Employer contribution / active EE | $6,997 | $2,266+208.8% | $4,675+49.7% | $2,626+166.5% |
| Participant deferral / active EE | $6,097 | $2,837+114.9% | $5,630+8.3% | $4,350+40.2% |
| Admin fee / account holder | $790 | $1,742-54.7% | $15,900-95.0% | $1,945-59.4% |