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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,122 | $99,345-11.3% | $84,753+4.0% | $273,972-67.8% |
| Participation rate | 42.9% | 80.7%-37.8pp | 76.6%-33.7pp | 83.0%-40.2pp |
| Annual return | 10.77% | 22.93%-12.2pp | 22.78%-12.0pp | 41.46%-30.7pp |
| Employer contribution / active EE | $750 | $4,214-82.2% | $3,574-79.0% | $4,869-84.6% |
| Participant deferral / active EE | $3,830 | $4,270-10.3% | $3,712+3.2% | $5,287-27.6% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,133-100.0% |