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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,817 | $157,304+1.0% | $141,197+12.5% | $152,909+3.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.43% | 64.34%-50.9pp | 71.41%-58.0pp | 345.46%-332.0pp |
| Employer contribution / active EE | $6,386 | $5,263+21.4% | $4,736+34.8% | $4,764+34.1% |
| Participant deferral / active EE | $10,686 | $7,111+50.3% | $6,710+59.2% | $5,851+82.6% |
| Admin fee / account holder | $613 | $12,126-94.9% | $10,265-94.0% | $11,601-94.7% |