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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,858 | $54,355-59.8% | $82,744-73.6% | $68,486-68.1% |
| Participation rate | 68.2% | 63.9%+4.3pp | 72.6%-4.3pp | 67.9%+0.3pp |
| Annual return | -17.21% | -13.67%-3.5pp | 702.22%-719.4pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,410 | $2,219-36.5% | $3,008-53.1% | $2,597-45.7% |
| Participant deferral / active EE | $2,789 | $3,246-14.1% | $4,395-36.5% | $4,028-30.7% |
| Admin fee / account holder | $993 | $4,397-77.4% | $5,325-81.4% | $5,404-81.6% |