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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,308 | $160,040-39.8% | $147,096-34.5% | $145,877-34.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 14.35% | 98.49%-84.1pp | 419.75%-405.4pp | 551.28%-536.9pp |
| Employer contribution / active EE | $2,566 | $5,289-51.5% | $4,936-48.0% | $4,663-45.0% |
| Participant deferral / active EE | $5,057 | $8,429-40.0% | $8,071-37.3% | $6,691-24.4% |
| Admin fee / account holder | $4,389 | $15,050-70.8% | $13,005-66.3% | $13,402-67.3% |