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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,147 | $48,267-50.0% | $68,808-64.9% | $68,486-64.7% |
| Participation rate | 93.8% | 60.7%+33.1pp | 69.0%+24.7pp | 67.9%+25.9pp |
| Annual return | -21.08% | -12.70%-8.4pp | -6.37%-14.7pp | -7.85%-13.2pp |
| Employer contribution / active EE | $1,958 | $1,829+7.1% | $2,656-26.3% | $2,597-24.6% |
| Participant deferral / active EE | $3,771 | $2,867+31.5% | $3,942-4.3% | $4,028-6.4% |
| Admin fee / account holder | $2,219 | $4,362-49.1% | $4,936-55.1% | $5,404-58.9% |