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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,944 | $29,716+212.8% | $56,077+65.7% | $80,925+14.9% |
| Participation rate | 25.9% | 41.7%-15.8pp | 52.5%-26.6pp | 67.7%-41.8pp |
| Annual return | 10.78% | 35.30%-24.5pp | 1709.28%-1698.5pp | 35.65%-24.9pp |
| Employer contribution / active EE | $679 | $671+1.1% | $1,040-34.8% | $2,756-75.4% |
| Participant deferral / active EE | $2,022 | $1,228+64.6% | $1,954+3.5% | $4,299-53.0% |
| Admin fee / account holder | $8,089 | $2,432+232.6% | $2,825+186.4% | $6,940+16.6% |