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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,944 | $29,733+212.6% | $56,025+65.9% | $80,959+14.8% |
| Participation rate | 25.9% | 41.7%-15.9pp | 52.5%-26.6pp | 67.7%-41.8pp |
| Annual return | 10.78% | 35.28%-24.5pp | 1712.69%-1701.9pp | 35.67%-24.9pp |
| Employer contribution / active EE | $679 | $672+1.0% | $1,042-34.9% | $2,757-75.4% |
| Participant deferral / active EE | $2,022 | $1,229+64.5% | $1,955+3.5% | $4,300-53.0% |
| Admin fee / account holder | $8,089 | $2,434+232.4% | $2,828+186.0% | $6,925+16.8% |