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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,225 | $105,200-47.5% | $159,474-65.4% | $85,847-35.7% |
| Participation rate | 81.3% | 75.8%+5.5pp | 82.8%-1.6pp | 69.3%+11.9pp |
| Annual return | 14.82% | 45.08%-30.3pp | 263.68%-248.9pp | 318.61%-303.8pp |
| Employer contribution / active EE | $1,747 | $3,319-47.4% | $4,831-63.8% | $2,565-31.9% |
| Participant deferral / active EE | $5,503 | $5,946-7.4% | $7,353-25.2% | $3,952+39.3% |
| Admin fee / account holder | $2,147 | $6,934-69.0% | $10,802-80.1% | $6,261-65.7% |