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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,520 | $98,760+1.8% | $149,715-32.9% | $79,858+25.9% |
| Participation rate | 82.1% | 75.8%+6.3pp | 82.5%-0.4pp | 69.6%+12.4pp |
| Annual return | 11.20% | 27.43%-16.2pp | 276.66%-265.5pp | 31.72%-20.5pp |
| Employer contribution / active EE | $2,199 | $3,217-31.6% | $4,645-52.7% | $2,471-11.0% |
| Participant deferral / active EE | $4,687 | $5,681-17.5% | $6,842-31.5% | $3,740+25.3% |
| Admin fee / account holder | $33,961 | $6,053+461.0% | $9,310+264.8% | $5,306+540.1% |