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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,681 | $46,722-4.4% | $130,660-65.8% | $65,185-31.5% |
| Participation rate | 46.2% | 60.9%-14.8pp | 71.7%-25.6pp | 70.2%-24.0pp |
| Annual return | 27.88% | 24.17%+3.7pp | 1709.29%-1681.4pp | 29.38%-1.5pp |
| Employer contribution / active EE | $1,348 | $1,488-9.4% | $4,092-67.1% | $2,177-38.1% |
| Participant deferral / active EE | $3,159 | $2,545+24.1% | $3,603-12.3% | $3,514-10.1% |
| Admin fee / account holder | $3,973 | $453+777.3% | $5,463-27.3% | $847+368.9% |