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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,766 | $93,064+12.6% | $74,577+40.5% | $273,972-61.8% |
| Participation rate | 87.5% | 74.9%+12.6pp | 68.1%+19.4pp | 83.0%+4.5pp |
| Annual return | 11.45% | 26.18%-14.7pp | 20.47%-9.0pp | 41.46%-30.0pp |
| Employer contribution / active EE | $832 | $3,160-73.7% | $2,525-67.1% | $4,869-82.9% |
| Participant deferral / active EE | $6,528 | $4,160+56.9% | $3,458+88.8% | $5,287+23.5% |
| Admin fee / account holder | $1,656 | $5,273-68.6% | $4,138-60.0% | $10,133-83.7% |