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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,361 | $73,978-64.4% | $96,515-72.7% | $75,173-64.9% |
| Participation rate | 80.3% | 66.4%+13.9pp | 74.3%+6.0pp | 67.2%+13.1pp |
| Annual return | 23.25% | 26.72%-3.5pp | 35.73%-12.5pp | 160.72%-137.5pp |
| Employer contribution / active EE | $3,192 | $2,931+8.9% | $3,740-14.6% | $2,671+19.5% |
| Participant deferral / active EE | $5,152 | $3,660+40.8% | $4,880+5.6% | $4,126+24.9% |
| Admin fee / account holder | $2,564 | $5,219-50.9% | $6,735-61.9% | $5,651-54.6% |