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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,036 | $90,486-76.8% | $78,676-73.3% | $273,972-92.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | -6.22% | 75.62%-81.8pp | 62.19%-68.4pp | 41.46%-47.7pp |
| Employer contribution / active EE | $4,135 | $3,175+30.2% | $2,850+45.1% | $4,869-15.1% |
| Participant deferral / active EE | $2,403 | $3,901-38.4% | $3,517-31.7% | $5,287-54.5% |
| Admin fee / account holder | $5,298 | $5,263+0.7% | $4,510+17.5% | $10,133-47.7% |