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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,312 | $226,105+20.4% | $182,540+49.2% | $152,897+78.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 26.25% | 192.58%-166.3pp | 148.58%-122.3pp | 345.43%-319.2pp |
| Employer contribution / active EE | $23,443 | $4,978+370.9% | $4,076+475.2% | $4,764+392.1% |
| Participant deferral / active EE | $11,728 | $6,370+84.1% | $5,525+112.3% | $5,851+100.4% |
| Admin fee / account holder | $1,437 | $10,706-86.6% | $8,593-83.3% | $11,599-87.6% |